Motorcycles UK Initial Disclosure Document
The Financial Conduct Authority (FCA)
The FCA is a financial regulatory body in the United Kingdom, but operates independently of the UK Government and is responsible for the regulation of financial firms providing services to consumers and maintains the integrity of the financial markets. This Initial disclosure document (IDD) explains our status with the FCA and the products and services we offer.
Please ensure you read and understand this important document.
Credit Facilities
We offer a variety of financial products from a limited number of lenders; details of our lenders are available on request.
What Credit Facilities do we provide?
We are a Credit Broker but do not give advice on the products, only presenting those that are suitable after we have assessed your personal financial needs and circumstances.
Remuneration
We typically receive a payment or other benefit for introducing you to our lenders for brokering a finance application, you are entitled to request information about the amount received as a result of us arranging your finance for you.
What will you pay for our service?
There are no fees for our service
Who regulates us?
We are regulated by the Financial Conduct Authority, 12 Endeavour Square, London,
E20 1JN. Motorcycles UK (Swindon) Ltd FCA firm reference number 921401. You can check this information on the FCA website www.register.fca.org.uk or by contacting the FCA on 0800 111 6768.
Company registration
Motorcycles UK (Swindon) Ltd has been registered as a limited company since 11th December 2019, Company registration number 12359686.
What to do if you have a complaint
Should things go wrong and you have a complaint we want to know immediately. Contact us by telephone on 01793 297127 or email customerservice@motorcyclesuk.co.uk or in writing to Customer Services, Motorcycles UK (Swindon) Ltd, Unit 22 Ash, Kembery Park, Swindon, Wilts, SN2 8UN.
Customer name……………………………………………Signature………………………………Date / /
Motorcycles UK (Swindon) Ltd is authorised and regulated by the Financial Conduct Authority (reference number FRN 921401).
You can check this on the FCA website register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.
Motorcycles UK (Swindon) Ltd is a Credit Broker not a Lender and work with a limited number of providers.
We typically receive a fixed commission calculated by the vehicle or amount you borrow, for introducing you to a lender but this does not affect the interest you pay on the agreement, which is set by the lender.
*Finance is subject to status and is only available to UK residents aged 18 and over. Finance is a trading style of Black Horse Ltd, St William House, Tresillian Terrace, Cardiff, CF10 5BH. Terms and Conditions apply.
All Black Horse Ltd offers are subject to availability. You should not borrow more than you can afford to repay as doing so can cause you financial difficulties.
The representative finance examples provided are illustrative purposes only and may change subject to underwriting decision. Motorcycles UK works with a number of finance providers, commission may be received.
